/* ROYAL Ai — First-Time Buyer portal layer. Scoped to .ftb so the
   screenshot-matched Seven Doors screen and every other journey stay still. */
.ftb{display:flex;flex-direction:column;gap:18px}
.ftb-main{display:flex;flex-direction:column;gap:16px}
.ftb h2{margin:0 0 8px;color:var(--navy);font-size:17px;line-height:1.3}
.ftb h3{color:var(--navy)}
.ftb p{line-height:1.62}

.ftb-notice{border:1px solid var(--line);border-left:4px solid var(--navy);
  border-radius:14px;background:#F8F9FC;padding:14px 16px}
.ftb-notice b{display:block;color:var(--navy);font-size:13px;margin-bottom:4px}
.ftb-notice p{margin:0;color:var(--muted);font-size:12.5px}
.ftb-notice.gold{border-left-color:var(--gold);background:#FFFBF2}
.ftb-notice.success{border-left-color:var(--green);background:var(--greenbg)}
.ftb-notice.empty{border-left-color:var(--gold-deep);background:#FBFAF6}
.ftb-notice.privacy{border-left-color:#59659B;background:#F4F6FC}

.ftb-tabs{display:flex;gap:8px;overflow-x:auto;padding:2px 1px 8px;
  scrollbar-width:thin;scroll-snap-type:x proximity}
.ftb-tab{scroll-snap-align:start;white-space:nowrap;text-decoration:none;border:1px solid var(--line);
  border-radius:999px;background:var(--card);color:var(--navy);font-size:11.5px;font-weight:750;
  min-height:44px;padding:0 15px;display:flex;align-items:center;justify-content:center}
.ftb-tab:hover,.ftb-tab:active{border-color:var(--gold)}
.ftb-tab.active{background:var(--navy);border-color:var(--navy);color:#fff}

.ftb-card{background:var(--card);border:1px solid var(--line);border-radius:17px;
  padding:18px 19px;box-shadow:0 7px 20px rgba(27,33,64,.045)}
.ftb-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.ftb-card-grid .ftb-card{margin:0}
.ftb-card h3{margin:0 0 7px;font-size:14px}
.ftb-card p{margin:0;color:var(--muted);font-size:12.8px}
.ftb-authorized{border-color:var(--gold);background:linear-gradient(145deg,#FFFDF7,#fff)}
.ftb-help{margin:0 0 14px;color:var(--muted);font-size:12.5px}

.ftb-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
.ftb-field{display:flex;flex-direction:column;gap:6px;color:var(--muted);font-size:11.5px;
  font-weight:800;letter-spacing:.02em}
.ftb-field input,.ftb-field select,.ftb-field textarea,.ftb-step-controls select{
  width:100%;min-height:46px;border:1.5px solid var(--line);border-radius:12px;background:#fff;
  color:var(--ink);font:600 13px/1.35 var(--royal-font,'Montserrat','Segoe UI',sans-serif);
  padding:10px 12px}
.ftb-field textarea{min-height:96px;resize:vertical}
.ftb-field input:focus,.ftb-field select:focus,.ftb-field textarea:focus,
.ftb-step-controls select:focus{outline:3px solid rgba(203,162,96,.35);border-color:var(--gold)}
.ftb-result:empty{display:none}
.ftb-result{margin-top:16px}

.ftb-actions{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:9px;margin-top:16px}
.ftb-button{min-height:46px;border:1.5px solid var(--navy);border-radius:999px;background:var(--navy);
  color:#fff;text-decoration:none;font:750 12.5px/1.2 var(--royal-font,'Montserrat','Segoe UI',sans-serif);
  padding:12px 19px;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;text-align:center}
.ftb-button:hover{filter:brightness(1.06)}
.ftb-button:active{transform:translateY(1px);filter:brightness(.96)}
.ftb-button.gold{background:linear-gradient(155deg,#EED49A,#CBA260 55%,#A98245);border-color:var(--gold-deep);color:var(--navy-deep)}
.ftb-button.ghost{background:#fff;border-color:var(--line);color:var(--navy)}
.ftb-mini{min-height:44px;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--navy);
  text-decoration:none;font:750 11.5px/1.25 var(--royal-font,'Montserrat','Segoe UI',sans-serif);
  padding:9px 12px;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;text-align:center}
.ftb-mini:hover,.ftb-mini:active{border-color:var(--gold);background:#FFFDF8}

.ftb-progress{background:#fff;border:1px solid var(--line);border-radius:14px;padding:13px 15px}
.ftb-progress-label{color:var(--navy);font-size:12px;font-weight:800;margin-bottom:8px}
.ftb-progress-track{height:8px;border-radius:999px;background:var(--track);overflow:hidden}
.ftb-progress-track i{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--gold-deep),var(--gold));transition:width .25s ease}

.ftb-steps{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:11px}
.ftb-step{border:1px solid var(--line);border-radius:16px;background:#fff;padding:16px 17px}
.ftb-step-head,.ftb-doc-head{display:flex;align-items:flex-start;gap:11px}
.ftb-step-head h3,.ftb-doc-head h3{margin:1px 0 3px;font-size:14px}
.ftb-step-head small{display:block;color:var(--gold-deep);font-weight:800;font-size:10px;text-transform:uppercase;letter-spacing:.08em}
.ftb-step-num{width:29px;height:29px;border-radius:50%;flex:0 0 29px;background:linear-gradient(145deg,#EED49A,#B78D4B);
  color:var(--navy-deep);display:grid;place-items:center;font-size:11px;font-weight:900;box-shadow:inset 0 1px 2px rgba(255,255,255,.8)}
.ftb-step>p{margin:10px 0 0;color:var(--muted);font-size:12.5px}
.ftb-step .ftb-royal-role{color:var(--ink);font-weight:600}
.ftb-step-controls{display:grid;grid-template-columns:minmax(150px,1fr) auto auto;gap:8px;align-items:center;margin-top:13px}

.ftb-readout{background:linear-gradient(155deg,var(--navy),var(--navy-deep));color:#fff;border-radius:17px;padding:19px}
.ftb-readout h3{color:var(--gold);font-size:13px;margin:17px 0 6px}
.ftb-readout p,.ftb-readout li{color:#EEF0FA;font-size:12.5px;line-height:1.58}
.ftb-readout ul,.ftb-readout ol{margin:6px 0 0;padding-left:21px}
.ftb-level{display:inline-block;border:1px solid rgba(255,255,255,.28);border-radius:999px;background:rgba(255,255,255,.1);
  color:#fff;font-size:11px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;padding:7px 11px}
.ftb-readout .ftb-disclaimer{color:#C9CDE2;font-size:10.8px;margin-top:15px}
.ftb-readout .ftb-button.ghost{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}

.ftb-source{padding:13px 0;border-top:1px dashed var(--line)}
.ftb-source:first-of-type{border-top:0}
.ftb-source a{color:var(--navy);font-weight:800;font-size:13px}
.ftb-source p{margin:5px 0;color:var(--muted);font-size:12px}
.ftb-source small{color:var(--gold-deep);font-size:10.5px;font-weight:750}

.ftb-glossary-search input{width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:999px;padding:11px 17px;
  color:var(--ink);font:600 14px/1.3 var(--royal-font,'Montserrat','Segoe UI',sans-serif)}
.ftb-glossary-search input:focus{outline:3px solid rgba(203,162,96,.35);border-color:var(--gold)}
.ftb-count{margin:0;color:var(--muted);font-size:11.5px;font-weight:750}
.ftb-glossary{display:flex;flex-direction:column;gap:9px}
.ftb-term{border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}
.ftb-term summary{cursor:pointer;min-height:56px;padding:12px 15px;display:flex;flex-direction:column;justify-content:center;gap:3px;list-style:none}
.ftb-term summary::-webkit-details-marker{display:none}
.ftb-term summary span{color:var(--navy);font-size:13.5px;font-weight:850}
.ftb-term summary small{color:var(--muted);font-size:11.5px;line-height:1.45}
.ftb-term[open] summary{background:#FFFCF5;border-bottom:1px solid var(--line)}
.ftb-term-body{padding:14px 16px}
.ftb-term-body h3{margin:12px 0 4px;font-size:12px}
.ftb-term-body h3:first-child{margin-top:0}
.ftb-term-body p{margin:0;color:var(--muted);font-size:12.3px}
.ftb-related{margin-top:12px!important;color:var(--gold-deep)!important;font-weight:700}

.ftb-docs{display:flex;flex-direction:column;gap:11px}
.ftb-doc{border:1px solid var(--line);border-radius:16px;background:#fff;padding:16px 17px}
.ftb-doc p{margin:8px 0 0;color:var(--muted);font-size:12px;line-height:1.5}
.ftb-doc p b{color:var(--ink)}

.ftb-course{display:flex;flex-direction:column;gap:10px}
.ftb-lesson{border:1px solid var(--line);border-radius:15px;background:#fff;overflow:hidden}
.ftb-lesson summary{min-height:64px;padding:12px 15px;display:flex;gap:11px;align-items:center;cursor:pointer;list-style:none}
.ftb-lesson summary::-webkit-details-marker{display:none}
.ftb-lesson summary>span:nth-child(2){display:flex;flex-direction:column;gap:4px}
.ftb-lesson summary b{color:var(--navy);font-size:13px}
.ftb-lesson summary small{color:var(--muted);font-size:10.8px;font-weight:650}
.ftb-lesson[open] summary{background:#FFFCF5;border-bottom:1px solid var(--line)}
.ftb-lesson-body{padding:16px 17px}
.ftb-lesson-body p{font-size:12.5px;color:var(--muted);margin:0 0 10px}
.ftb-lesson-body h3{font-size:12px;margin:15px 0 5px}
.ftb-takeaway{border-left:3px solid var(--gold);background:#FFFBF2;border-radius:8px;padding:11px 12px;color:var(--ink);font-size:12px;font-weight:700;line-height:1.5}
.ftb-quiz-choices{display:flex;flex-direction:column;gap:7px}
.ftb-feedback{min-height:19px;color:var(--muted);font-size:11.8px!important;margin-top:9px!important}
.ftb-feedback.correct{color:var(--green);font-weight:750}

.ftb-utilities{border-top:1px solid var(--line);margin-top:4px;padding-top:18px}
.ftb-utilities h2{text-align:center}
.ftb-utilities>.ftb-help{text-align:center;max-width:58ch;margin:0 auto 13px}
.ftb-utility-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:8px}
.ftb-utility{min-height:54px;display:flex;align-items:center;justify-content:center;text-align:center;text-decoration:none;
  background:linear-gradient(155deg,#FFFCF5,#F4E5C3);border:1px solid #D8BD83;border-radius:13px;color:var(--navy);
  padding:8px;font-size:10.5px;line-height:1.25;font-weight:850}
.ftb-utility:hover,.ftb-utility:active{box-shadow:0 4px 12px rgba(125,98,56,.18);transform:translateY(-1px)}

@media(max-width:560px){
  .ftb-card-grid,.ftb-fields{grid-template-columns:1fr}
  .ftb-step-controls{grid-template-columns:1fr 1fr}
  .ftb-step-controls select{grid-column:1/-1}
  .ftb-utility-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ftb-utility:last-child{grid-column:1/-1}
  .ftb-actions{align-items:stretch}
  .ftb-button{flex:1 1 46%}
}
@media(max-width:360px){
  .tstage{padding-left:14px;padding-right:14px}
  .ftb-card,.ftb-step,.ftb-doc{padding-left:14px;padding-right:14px}
  .ftb-step-controls{grid-template-columns:1fr}
  .ftb-step-controls>*{grid-column:1!important}
  .ftb-button{flex-basis:100%}
}
@media(prefers-reduced-motion:reduce){
  .ftb-button:active,.ftb-utility:hover,.ftb-utility:active{transform:none}
  .ftb-progress-track i{transition:none}
}